Finance Consultancy · fractional, interim and permanent finance leaders

Finance Consultancy · fractional CFO or finance director, briefed and shortlisted

finance consultancy from Fractional Quest means a fractional CFO or finance director working in your business on a fractional, interim or permanent basis. Fractional Quest is a recruitment agency, not a consulting firm: we do not employ consultants or sell a team. We find a fractional CFO or finance director for your brief — fractional, interim or permanent — and they contract with you directly.

Reviewed by Fractional Quest · updated 23 October 2026 · 5 sources linked below

  • 3–5our shortlist
Finance Consultancy: a finance leader reviewing a board pack with a finance manager (illustration)

Fractional seats our founder has held

  • Climatise logoClimatise
  • One Up Productions logoOne Up Productions
  • CK Delta logoCK Delta

In the press

The agency

What a finance consultancy covers

This page sets out what a finance consultancy engagement covers, how fractional, project and interim compare, how it runs and what the market publishes on rates. The board below shows current finance leadership roles.

Finance consultancy at leadership level is about ownership, not advice. The CFO owns the numbers the board decides against: cash, capital, forecast and the finance function that produces them.

Fractional Quest is a recruitment agency, not a consulting firm: we do not employ consultants or sell a team. We find a fractional CFO or finance director for your brief — fractional, interim or permanent — and they contract with you directly.

A CFO consultant is usually a fractional CFO consultant — a chief financial officer or finance director holding the seat on a standing weekly commitment — or an interim CFO, full-time for a fixed term. See fractional CFO and interim CFO.

The seat in more depth: CFO services · finance director services · CFO recruitment agency · CFO consultants.

On the board · last 90 days

Current finance leadership roles on the board

From our jobs feed. Where a posting states no rate, “est” is our estimate from the seat’s published band; ◆ marks days a week the posting states.

Roles
9 of 9 roles
Function
Engagement

See every role on the board →

Every fractional role in the UK is on the fractional jobs board.

Three seats

What does a fractional seat look like in practice?

Three fractional seats our founder has held. Real companies, named with their permission; we state only what the seat covered.

Fractional seats our founder has held

  • Climatise logoClimatiseFractional · go-to-market

    A carbon-reporting software company that needed go-to-market leadership before a full-time hire.

    Seat
    Fractional go-to-market lead
    Days
    Two days a week
    Scope
    Go-to-market
  • One Up Productions logoOne Up ProductionsFractional · go-to-market

    A production company that needed both the go-to-market strategy and its execution.

    Seat
    Fractional go-to-market: strategy and execution
    Days
    Two days a week
    Scope
    Go-to-market
  • CK Delta logoCK DeltaFractional · technology

    Technology work: tech stack implementation.

    Seat
    Fractional technology lead

These are seats our founder has held, not placements.

The scope

What an engagement covers — and what it does not

In scope. The cash forecast and runway model the board decides against; fundraising, lender relationships and debt facilities; unit economics, pricing and margin by product; board and investor reporting; controls, audit readiness and the shape of the finance team.

Not in scope. Bookkeeping, payroll, VAT returns and statutory accounts sit with your bookkeeper or accountant. A CFO consultant absorbed into that work is the most expensive way to buy it.

The neighbouring seats. A CFO answers "what happens if we do this"; a financial controller answers "what happened last month". In the UK the same seat is often sold as finance director at smaller revenue.

When companies look for finance consultancy: A raise or refinance on the horizon, a lender asking for a plan, revenue that has outgrown the accountant, or a board that no longer trusts the forecast.

The process

How does a brief become a shortlist?

Six steps, one accountable person at each. We don’t promise a shortlist by a date; the weeks below are what a well-scoped brief usually takes.

  1. Day 0
    01
    The 15-minute call
    The seat, the engagement shape, the days or hours, the start date and the budget. No account needed; a call or a written brief.
    You and us
  2. Week 1
    02
    Scope agreed in writing
    The outcome the seat exists for, which days, and how the engagement will run for IR35. A brief that describes a person rather than a job, we rewrite with you.
    Us
  3. Weeks 1–2
    03
    Search and approach
    We approach people who aren’t looking and verify prior tenure in the seat at your scale and stage.
    Us
  4. Weeks 2–3
    04
    References, taken by us
    From recent clients and boards: what they delivered, not what they titled it.
    Us
  5. Week 3
    05
    Shortlist of three to five
    Each with day rate or salary, availability and IR35 position set out. You interview and decide.
    You
  6. Week 4
    06
    Kick-off
    Scope, first-month outcomes and the contract agreed before day one.
    You, them and us

What it costs

CFO rates what the published benchmarks say

Every figure is the named source’s own published band. Fractional Quest publishes no fees: each candidate on a shortlist states their own rate.

BenchmarkPublished figureSource
Fractional CFO day rate£700–£1,400FD Capital 2026
Interim CFO day rate£650–£1,500FD Capital 2026
Permanent CFO salary (25th–75th percentile)£132,500–£220,500Robert Half 2026

Your figures

What does part of a CFO’s week cost?

Rate × days × weeks, against a loaded full-time package. Move the sliders; the numbers redraw.

  • CFO band £700–£1,400 (FD Capital 2026)
Year-one cost, fractional
£96,600
2 days a week · 46 weeks · day fees, before tax · our arithmetic
Fractional executive£96,600
Full-time CFO, loaded£202,225£919 a day over 220 days · our arithmetic
Fractional costs less in year one by£105,625

Our arithmetic. £176,500 Robert Half 2026 median salary + employer NI at 15% above £5,000 (HMRC) = £202,225. Excludes pension, bonus and any search fee.

Against the alternatives

Four ways to buy finance expertise fractional, project, interim or permanent

The same finance problem can be bought four ways. The difference is who does the work, for how long, and who is accountable afterwards.

Fractional finance leaderProject consultancy firmInterim executivePermanent hire
What you buyA fractional CFO or finance director, days a weekA defined deliverableA leader full-time for a fixed termA full-time leader for years
Who does the workOne named senior personA team, often with a partner who sold itOne named senior personYour employee
Accountable afterYes — they stayNo — the project endsUntil the hand-overYes
Best whenYou need senior judgement every week, not every dayThe work is a one-off with a clear outputYou need full-time cover or a change led nowThe seat is full-time work for years
Usual contractContract for services, often via the leader’s companyStatement of workDay-rate contract for the mandateEmployment contract

The decision

When finance consultancy is the right call

Three situations, and the shape that fits each.

  • Before a raiseInvestors will ask for a CFOA raise or refinance is coming and the numbers need a finance leader behind them. A fractional CFO builds the model, the data room and the story.
  • GapThe finance lead has leftYear-end or an audit is close and the seat is empty. An interim CFO or finance director holds it full-time until the permanent hire starts.
  • OutgrownPast the accountant, short of a CFOThe accountant produces the accounts; nobody owns the forecast. A fractional finance director gives the board numbers it can decide against.

Vetting

How do we vet a finance consultant?

Five stages before anyone reaches a shortlist of three to five.

  1. Pedigree screen
    Tenure
    We verify prior tenure in the seat, at the scale and stage you need. No consultant presenting as an executive.
  2. Mandate fit
    Fit
    Fit to your stage, sector and the problem the seat exists to solve, not a CV keyword.
  3. Reference deep-dive
    Verify
    We take references ourselves, from recent clients and boards: what they delivered, not what they titled it.
  4. Shortlist
    Shortlist
    Three to five candidates, each with day rate, availability and IR35 position set out.
  5. Kick-off
    Start
    Scope, first-month outcomes and the contract agreed before day one.

The full process is on how we vet.

how it runs

How our finance consultancy works from brief to the first ninety days

Brief. A scoping call on the problem, the shape (fractional days, an interim mandate or a permanent seat), the start date and what success looks like in the first ninety days. A good brief names the decisions the finance leader will own.

Shortlist. We search for your brief and come back with a shortlist of 3–5, each with day rate or salary, availability and IR35 position set out, assessed through our five-stage vetting.

Contract. You choose; the consultant contracts with you directly, usually through their own company for fractional and interim work. Agree how the engagement will run in practice, because that decides its IR35 status — HMRC’s guidance for clients sets out who makes the determination.

Cadence. A fractional finance leader works best on fixed days with a standing slot with the CEO. Review the days each quarter. An interim works to a written mandate with review points and a hand-over date.

fractional or firm

Fractional finance consultant or a finance consultancy firm? who stays accountable

Finance consultancy from an accountancy practice is usually a defined piece of work: a financial model, due diligence, a systems review, a tax structure. The practice delivers it and the finance function carries on as before.

A fractional finance consultant is a different purchase: one senior person who holds the brief week after week and answers for the outcome. A fractional CFO holds the seat on a standing weekly commitment, attends the board, owns the forecast and leads any raise, while your bookkeeper keeps the ledger. It suits a business that needs CFO judgement every week but not CFO hours every day.

Out of scope either way. Bookkeeping, payroll, VAT returns and statutory accounts sit with your bookkeeper or accountant. A CFO consultant absorbed into that work is the most expensive way to buy it.

Standing. Check professional standing before you sign: ICAEW’s directory of chartered accountants — a check that a finance leader is an ICAEW Chartered Accountant; ACCA — the global body for professional accountants.

The right route

Agency, recruiter, interim or permanent?

Three taps. Say how much senior work there is, for how long, and whether it is one leader or a run of hires; the tool names the route.

What do you need?
How much senior work each week?
For how long?
The route · Fractional executive

Brief a fractional recruitment agency.

Senior judgement for part of the week: a fractional CFO, CTO, CMO or COO on one to three days. We come back with a shortlist of three to five, each with day rate, availability and IR35 position set out.

We recruit executives. We don’t supply embedded fractional recruiters; where that is the right route, the tool says so.

Clients

What do companies say about our fractional work?

From a company where our founder has held a fractional seat. Name and logo given with the client’s permission.

“Excellent fractional support for building both our go-to-market strategy and our execution.”

Charlie AndersonDirector, One Up Productions

Where we are

Where is Fractional Quest?

Where we are

71–75 Shelton Street, Covent Garden, London WC2H 9JQ

Fractional Quest Ltd, registered in England and Wales, no. 17322105. This is our registered office; meetings are by appointment, and most briefs start on a 15-minute call.

Covent GardenHolborn

Questions

Finance Consultancy questions, answered

Finance consultancy puts senior finance expertise into a business. Through Fractional Quest that means a fractional CFO or finance director on a fractional, interim or permanent basis, owning: the cash forecast and runway model the board decides against; fundraising, lender relationships and debt facilities; unit economics, pricing and margin by product.

Sources

Where does every figure on this page come from?

The primary publisher for each number, linked. Where a figure is our own arithmetic, the page says so where it appears.

  • FD Capital
  • HMRC
  • legislation.gov.uk
  1. 1
    How much does a CFO earn? 2026 FD Capital
    Fractional CFO £700–£1,400 a day; London premium of 15–20%.
  2. 2
    Understanding off-payroll working (IR35) HMRC
    Status depends on how the engagement runs; medium and large clients make the determination.
  3. 3
    Rates and thresholds for employers 2026 to 2027 HMRC
    Employer National Insurance at 15% above £5,000 a year.
  4. 4
    Check employment status for tax (CEST) HMRC
    HMRC’s own status check for each engagement.
  5. 5
    Employment Agencies Act 1973 legislation.gov.uk
    The law a recruitment agency works under; no fee to a work-seeker.

For hiring managers

Bring the brief. We bring the shortlist.

Sign up now →Book a call

  1. A shortlist of 3–5, each with day rate, availability and IR35 position
  2. Fractional, interim, part-time, temporary or permanent — and non-executive directors
  3. Every candidate through our five-stage vetting
  4. Your briefs and their candidates, in one room
Fractional Quest logo — how to brief finance consultancy, finance consultancy