CFO Consultants · CFO consultant · fractional, interim and permanent

CFO Consultants · hire a CFO consultant, or find the work

CFO consultants at leadership level are senior finance people who hold the brief: a fractional CFO or finance director, working fractionally, on an interim mandate or permanently. Fractional Quest recruits them for companies; we do not employ them.

Reviewed by Fractional Quest · updated 23 October 2026 · 5 sources linked below

  • 3–5our shortlist
CFO Consultants: a finance leader reviewing a board pack with a finance manager (illustration)

Fractional seats our founder has held

  • Climatise logoClimatise
  • One Up Productions logoOne Up Productions
  • CK Delta logoCK Delta

In the press

The agency

What CFO consultants do

Hiring? Brief us and we come back with a shortlist of 3–5, each with rate, availability and IR35 position set out. Looking for the work? The board below shows current finance leadership roles.

A CFO consultant at this level owns the forecast and the cash, prepares and presents the board pack, leads any raise or refinancing, and decides what the finance team should look like. The CFO owns the numbers the board decides against: cash, capital, forecast and the finance function that produces them.

A CFO consultant is usually a fractional CFO consultant — a chief financial officer or finance director holding the seat on a standing weekly commitment — or an interim CFO, full-time for a fixed term. See fractional CFO and interim CFO.

CFO consultants are not a firm’s junior team: each is one senior person who contracts with the company directly. Fractional Quest is the recruitment agency that finds them; the service side is on finance consultancy.

On the board · last 90 days

Current finance leadership roles on the board

From our jobs feed. Where a posting states no rate, “est” is our estimate from the seat’s published band; ◆ marks days a week the posting states.

Roles
9 of 9 roles
Function
Engagement

See every role on the board →

Every fractional role in the UK is on the fractional jobs board.

Three seats

What does a fractional seat look like in practice?

Three fractional seats our founder has held. Real companies, named with their permission; we state only what the seat covered.

Fractional seats our founder has held

  • Climatise logoClimatiseFractional · go-to-market

    A carbon-reporting software company that needed go-to-market leadership before a full-time hire.

    Seat
    Fractional go-to-market lead
    Days
    Two days a week
    Scope
    Go-to-market
  • One Up Productions logoOne Up ProductionsFractional · go-to-market

    A production company that needed both the go-to-market strategy and its execution.

    Seat
    Fractional go-to-market: strategy and execution
    Days
    Two days a week
    Scope
    Go-to-market
  • CK Delta logoCK DeltaFractional · technology

    Technology work: tech stack implementation.

    Seat
    Fractional technology lead

These are seats our founder has held, not placements.

The scope

What a CFO consultant owns

The scope. The cash forecast and runway model the board actually decides against; fundraising, debt facilities and lender or investor relationships; unit economics, pricing and margin by product and channel; board and investor reporting that survives scrutiny; controls, audit readiness and the shape of the finance team.

Out of scope. Bookkeeping, payroll, VAT returns and statutory accounts preparation sit with your bookkeeper or accountant. A CFO absorbed into that work has been mis-scoped and is the most expensive way to buy it.

The neighbouring seats. A CFO answers "what happens if we do this"; a financial controller answers "what happened last month". In the UK the same seat is often sold as finance director at smaller revenue.

The process

How does a brief become a shortlist?

Six steps, one accountable person at each. We don’t promise a shortlist by a date; the weeks below are what a well-scoped brief usually takes.

  1. Day 0
    01
    The 15-minute call
    The seat, the engagement shape, the days or hours, the start date and the budget. No account needed; a call or a written brief.
    You and us
  2. Week 1
    02
    Scope agreed in writing
    The outcome the seat exists for, which days, and how the engagement will run for IR35. A brief that describes a person rather than a job, we rewrite with you.
    Us
  3. Weeks 1–2
    03
    Search and approach
    We approach people who aren’t looking and verify prior tenure in the seat at your scale and stage.
    Us
  4. Weeks 2–3
    04
    References, taken by us
    From recent clients and boards: what they delivered, not what they titled it.
    Us
  5. Week 3
    05
    Shortlist of three to five
    Each with day rate or salary, availability and IR35 position set out. You interview and decide.
    You
  6. Week 4
    06
    Kick-off
    Scope, first-month outcomes and the contract agreed before day one.
    You, them and us

What it costs

CFO rates what the published benchmarks say

Every figure is the named source’s own published band. Fractional Quest publishes no fees: each candidate on a shortlist states their own rate.

BenchmarkPublished figureSource
Fractional CFO day rate£700–£1,400FD Capital 2026
Interim CFO day rate£650–£1,500FD Capital 2026
Permanent CFO salary (25th–75th percentile)£132,500–£220,500Robert Half 2026

Your figures

What does part of a CFO’s week cost?

Rate × days × weeks, against a loaded full-time package. Move the sliders; the numbers redraw.

  • CFO band £700–£1,400 (FD Capital 2026)
Year-one cost, fractional
£96,600
2 days a week · 46 weeks · day fees, before tax · our arithmetic
Fractional executive£96,600
Full-time CFO, loaded£202,225£919 a day over 220 days · our arithmetic
Fractional costs less in year one by£105,625

Our arithmetic. £176,500 Robert Half 2026 median salary + employer NI at 15% above £5,000 (HMRC) = £202,225. Excludes pension, bonus and any search fee.

Against the alternatives

Four ways to buy finance expertise fractional, project, interim or permanent

The same finance problem can be bought four ways. The difference is who does the work, for how long, and who is accountable afterwards.

Fractional finance leaderProject consultancy firmInterim executivePermanent hire
What you buyA fractional CFO or finance director, days a weekA defined deliverableA leader full-time for a fixed termA full-time leader for years
Who does the workOne named senior personA team, often with a partner who sold itOne named senior personYour employee
Accountable afterYes — they stayNo — the project endsUntil the hand-overYes
Best whenYou need senior judgement every week, not every dayThe work is a one-off with a clear outputYou need full-time cover or a change led nowThe seat is full-time work for years
Usual contractContract for services, often via the leader’s companyStatement of workDay-rate contract for the mandateEmployment contract

The decision

Which CFO consultant to hire

Match the shape to the work, not the title.

  • Weekly judgementA fractional CFO consultantA fractional CFO holds the seat on a standing weekly commitment, attends the board, owns the forecast and leads any raise, while your bookkeeper keeps the ledger. It suits a business that needs CFO judgement every week but not CFO hours every day.
  • Now, full-timeAn interim finance leadA resignation or exit leaves the board without its finance lead mid-year. An interim CFO holds the seat full-time, keeps the audit and the lenders on track, and hands over to the permanent appointment.
  • For yearsA permanent hireA permanent CFO is right when the seat is full-time work: a scale-up past its growth round, a business preparing for audit committee scrutiny, or a group with several entities to consolidate.

Vetting

How do we vet a CFO consultant?

Five stages before anyone reaches a shortlist of three to five.

  1. Pedigree screen
    Tenure
    We verify prior tenure in the seat, at the scale and stage you need. No consultant presenting as an executive.
  2. Mandate fit
    Fit
    Fit to your stage, sector and the problem the seat exists to solve, not a CV keyword.
  3. Reference deep-dive
    Verify
    We take references ourselves, from recent clients and boards: what they delivered, not what they titled it.
  4. Shortlist
    Shortlist
    Three to five candidates, each with day rate, availability and IR35 position set out.
  5. Kick-off
    Start
    Scope, first-month outcomes and the contract agreed before day one.

The full process is on how we vet.

how to hire

How to hire a CFO consultant four steps

Write down the decisions. List the three decisions the CFO consultant will own in the first ninety days. That list decides the shape: weekly decisions point to fractional, a time-bound change to interim, a full-time load to permanent.

Brief us. Scope, days, start date and what success looks like. We search for your brief and assess through our five-stage vetting.

Compare a shortlist. 3–5 CFO consultants, each with day rate or salary, availability and IR35 position set out, so you compare like with like.

Contract directly. The CFO consultant contracts with you, usually through their own company for fractional and interim work. Write the contract to match how it will actually run.

what to check

What to check in CFO consultants before you sign

Evidence, not titles. Check professional standing — ICAEW, ACCA or CIMA membership — and ask what they led: raises closed, refinancings, audits. ICAEW’s public directory confirms chartered status.

Professional bodies. ICAEW’s directory of chartered accountants — a check that a finance leader is an ICAEW Chartered Accountant; ACCA — the global body for professional accountants.

Status. It depends on how the engagement runs in practice — control, substitution and whether the CFO consultant is part and parcel of your organisation, not on the label "consultant". For medium and large private-sector clients the client makes the status determination. Every candidate on our shortlist states their IR35 position.

Capacity. A fractional CFO consultant holds other clients. Ask how many, which days are yours, and how urgent issues are handled between them.

for consultants

Work as a fractional CFO consultant what the work looks like

Fractional and interim CFO work suits finance leaders with board and transaction experience who want a portfolio of clients or a run of mandates.

Briefs arrive as fractional (days a week, ongoing), interim (full-time, fixed term) or permanent roles. The board on this page shows current finance leadership roles, labelled by engagement; every fractional role is on the fractional jobs board.

Companies hire the leader, not the label: set out the decisions you have owned, the outcomes, and the days you can commit. Your IR35 position and rate go on the shortlist as you state them.

The right route

Agency, recruiter, interim or permanent?

Three taps. Say how much senior work there is, for how long, and whether it is one leader or a run of hires; the tool names the route.

What do you need?
How much senior work each week?
For how long?
The route · Fractional executive

Brief a fractional recruitment agency.

Senior judgement for part of the week: a fractional CFO, CTO, CMO or COO on one to three days. We come back with a shortlist of three to five, each with day rate, availability and IR35 position set out.

We recruit executives. We don’t supply embedded fractional recruiters; where that is the right route, the tool says so.

Clients

What do companies say about our fractional work?

From a company where our founder has held a fractional seat. Name and logo given with the client’s permission.

“Excellent fractional support for building both our go-to-market strategy and our execution.”

Charlie AndersonDirector, One Up Productions

Where we are

Where is Fractional Quest?

Where we are

71–75 Shelton Street, Covent Garden, London WC2H 9JQ

Fractional Quest Ltd, registered in England and Wales, no. 17322105. This is our registered office; meetings are by appointment, and most briefs start on a 15-minute call.

Covent GardenHolborn

Questions

CFO Consultants questions, answered

A CFO consultant at this level owns the forecast and the cash, prepares and presents the board pack, leads any raise or refinancing, and decides what the finance team should look like. The seat’s scope: the cash forecast and runway model the board actually decides against; fundraising, debt facilities and lender or investor relationships; unit economics, pricing and margin by product and channel.

Sources

Where does every figure on this page come from?

The primary publisher for each number, linked. Where a figure is our own arithmetic, the page says so where it appears.

  • FD Capital
  • HMRC
  • legislation.gov.uk
  1. 1
    How much does a CFO earn? 2026 FD Capital
    Fractional CFO £700–£1,400 a day; London premium of 15–20%.
  2. 2
    Understanding off-payroll working (IR35) HMRC
    Status depends on how the engagement runs; medium and large clients make the determination.
  3. 3
    Rates and thresholds for employers 2026 to 2027 HMRC
    Employer National Insurance at 15% above £5,000 a year.
  4. 4
    Check employment status for tax (CEST) HMRC
    HMRC’s own status check for each engagement.
  5. 5
    Employment Agencies Act 1973 legislation.gov.uk
    The law a recruitment agency works under; no fee to a work-seeker.

For hiring managers

Bring the brief. We bring the shortlist.

Sign up now →Book a call

  1. A shortlist of 3–5, each with day rate, availability and IR35 position
  2. Fractional, interim, part-time, temporary or permanent — and non-executive directors
  3. Every candidate through our five-stage vetting
  4. Your briefs and their candidates, in one room
Fractional Quest logo — how to hire a CFO consultant, CFO consultants