Fractional CFO (US Based Client)

Position Overview:

You will own cash flow tracking and forecasting, monitor inventory and logistics costs, and flag liquidity risk early. This is a hands-on analytical role focused on decision support, not bookkeeping.

You will partner closely with operations, logistics, and sales so management always has clear visibility into

How much cash is currently tied up

Where risk is emerging across trades and inventory

How many trades can be funded safely at any point in time

Duties and Responsibilities:

Cash Flow and Working Capital

Maintain and update a weekly 13 week rolling cash flow forecast

Track all cash inflows and outflows by value date, not just monthly totals

Monitor and report on the cash conversion cycle including DIO, DSO, and DPO

Identify upcoming liquidity gaps and flag risks 30 to 60 days in advance

Trade and Inventory Analysis

Build and maintain cash flow models at the shipment and SKU level

Track inventory based on cash age and capital tied up, not only expiry dates

Monitor and reconcile logistics related costs including cold storage, haulage, insurance, and final delivery

Assess how inventory and shipment timing impacts working capital availability

FX and Margin Tracking

Track USD and GBP exposure at the shipment level

Monitor the impact of FX movements on gross and net margins without engaging in trading or speculation

Calculate true trade margin after factoring in logistics, financing costs, and time value of cash

Reporting and Insights

Produce a clear weekly cash summary covering:

Opening cash position

Net cash movement for the period

Key risks and constraints over the next 30 to 60 days

Practical recommendations and red flags for management decision making

Job Requirements:

Bachelor's Degree in Accounting and Finance or any related field.

4 to 8 years of experience in one or more of the following:

Trade finance or import-export finance

Supply chain or FMCG finance

Advanced Excel or Google Sheets skills with the ability to build and maintain cash flow and trade models

Proven experience working with:

Multiple currencies

Inventory and cost allocation

Long customer payment terms

Strong written English with the ability to produce clear, concise reporting

Highly detail oriented, organized, and comfortable managing complex data across multiple trades

No fixed finance software stack is currently mandated

Candidate will be expected to assess, recommend, and implement appropriate financial tools and reporting structures

Tools may include Excel, QuickBooks, or other financial modeling and reporting platforms

Financial outputs must be accessible and clearly understandable to senior leadership and non-finance stakeholders.

Experience with frozen food, meat, seafood, dairy, or FMCG

Experience working with UK / EU businesses

Exposure to trade finance or inventory finance

WHY INTELASSIST?

We grow together. We value your effort. We aim to empower you.