What is a Fractional CCO (Chief Compliance Officer)?
A Fractional Chief Compliance Officer is an experienced regulatory and compliance executive who works part-time across multiple organisations, providing compliance leadership for regulated businesses including financial services, healthcare, and fintech.
The Fractional CCO Role
Fractional CCOs typically work 1-3 days per week, providing senior compliance leadership for regulated businesses that need expert oversight without the £200-350k cost of a permanent compliance executive.
Key CCO Responsibilities
Regulatory Compliance: FCA↗, PRA, and sector-specific regulatory adherence
Compliance Frameworks: Policies, procedures, and management systems
Financial Crime: AML, KYC, sanctions, and financial crime prevention
SMCR: Senior Managers and Certification Regime implementation
Training & Culture: Compliance awareness and embedding ethical culture
Who Needs a Fractional CCO?
Fintech companies applying for or maintaining FCA authorisation
Financial services firms needing compliance function leadership
Healthcare companies navigating MHRA and clinical regulations
Growing regulated businesses building compliance capability
