Why Fintech Companies Use Fractional Executives
UK fintech companies face unique challenges - regulatory complexity, rapid scaling, and technical sophistication. Fractional executives with fintech experience provide the specialist leadership needed without the cost of full-time hires.
Key Fractional Roles for Fintech
Fractional CFO for Fintech
Essential for regulatory and growth:
- FCA regulatory compliance
- Capital requirements and treasury
- Investor relations and fundraising
- Financial controls and audit
- Banking relationships
Fractional CTO for Fintech
Technical leadership in regulated environment:
- Secure architecture design
- PCI-DSS and data compliance
- API and integration strategy
- Engineering team scaling
- Cloud infrastructure (with compliance)
Fractional CMO for Fintech
Compliant growth marketing:
- Financial promotions compliance
- Trust and brand building
- Customer acquisition in regulated space
- Partnership marketing
Fintech Fractional Requirements
What fintech companies need:
- FCA authorisation experience
- Understanding of fintech business models
- Previous fintech or banking background
- Compliance and risk awareness
- Fast-paced startup experience
Fintech Fractional Executive Rates
Fintech expertise commands premium rates:
- Fractional CFO: 700-1,600 per day
- Fractional CTO: 800-1,800 per day
- Fractional CMO: 500-1,200 per day
UK Fintech Hubs
- London (primary hub)
- Manchester (growing scene)
- Edinburgh (fintech Scotland)
- Leeds (financial services)