Curious · inferredFractional ExecutiveLondon, England, United Kingdom

Full-time Sales Account Executive, Monzo

FULL-TIME EXEC JOB · FINANCIAL SERVICES SECTOR · LONDON, ENGLAND, UNITED KINGDOM

EXEC · FRACTIONALfractional.quest
Monzo
◵ LONDON◷ FULL-TIME◶ FINANCIAL SERVICES
Full-time Sales Account Executive at Monzo, London
Engagement
Full-timePermanent · as posted
Days / week
4 daysPer week
Day rate
Not statedNot benchmarked
IR35
Not statedClarify at apply

Monzo is hiring a Sales Account Executive for its Business Banking division—a full-time, quota-carrying sales role targeting SMB customers. The posting explicitly states 4 days/week in office with occasional remote flexibility, £67k OTE (base + commission), and a structured 4–6 week interview process. This is not a fractional, interim or portfolio role; it is a permanent, performance-driven sales position in a regulated financial services environment.

01

Not explicitly fractional

Curious · inferredThis posting is not explicitly advertised as fractional.We've inferred it may suit a fractional arrangement — treat the pitch below as a strategy, not a confirmed opening.

How to pitch the fractional angle

The employer advertised a conventional role, but the signals below suggest the work could be done on a fractional or interim basis. Here's how to open that conversation.

02

Full-time Sales Account Executive — the posting in full

~/original-posting · verbatimsource: fantastic-jobs

Full-timeRate not stated Not confirmed still open

What the posting asks · quoted from the listing

  • YearsAfter starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK.
  • YearsAs well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to…

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍London | 💰£67,000 Total OTE (base salary + commission) Benefits | Hear from the team ✨

⭐ About our Business Banking Sales team

  • We are rapidly growing and now serve over 730,000 businesses in the UK 🇬🇧

In order to support the next phase of our expansion, we’re hiring a small team of experienced Sales Account Executives, whose mission is to reach out and support more complex high value customers with a personalised experience.

We’re building an acquisition engine and your job will be to work with small-medium business (SMB) prospective customers, guide them through their buying journey, work with them to activate their account and bring all their banking needs to Monzo.

This is an exciting opportunity to be a part of the founding sales team for a mission driven company , which is changing how people and businesses bank.

🔑 You’ll play a key role by…

Engaging with prospective SMB customers through discovery calls, and understand their business, challenges, goals and requirements.

Driving full sales cycle, from early prospecting and qualification; to demos and sales; to ensuring successful account switch and activation.

Guiding customers through Monzo’s business banking offerings - providing clear, factual information and helping them evaluate what works best.

Being a product expert: fully understand Monzo's business banking products, features and services.

Managing a pipeline of leads with strong attention to data hygiene: timely follow-ups, accurate forecasting, deal tracking.

Driving activation: not just closing, but ensuring new business customers are fully set up, onboarded, and are using Monzo for their banking needs.

Collaborating internally: work closely with marketing, product, risk and customer operations to ensure a smooth journey for customers.

Delivering outstanding service at every touchpoint: via phone, video, email or digital channels.

Achieving sales targets: conversion, activations, revenue, engagement and other growth metrics as set by the commercial leadership.

Feeding insights back: capture and share customer feedback — customer pain points, required features, suggestions for product improvements.

Adapting & iterate: Things will change rapidly and often - you’ll need to be comfortable with ambiguity and change and help support what comes next.

🤩 We’d love to hear from you if you...

Have experience in Small Business sales, ideally selling business solutions or financial services; knowing how to engage business customers and understand their mindset, needs and pain points.

Have a proven track record of meeting (or exceeding) sales quotas / targets in a performance-driven environment.

Are an expert at managing a full sales cycle: from prospecting to activation, including structured and rigorous outreach and follow-ups and cross-team coordination.

Have high emotional intelligence and are able to quickly connect and build a relationship with customers of diverse backgrounds and levels of knowledge.

Are a strategic communicator, excellent at building trust and helping customers discover value - you’re consultative, you listen, you ask insightful questions.

Are adaptable and resilient, you embrace change and have a strong winning mindset to see challenges as opportunities to learn and grow.

Can communicate clearly: written, verbal, via video; you simplify complex topics for customers.

Are coachable and comfortable seeking constructive criticism to empower continuous learning and improvement

Are comfortable working in a fast-moving, high change environment. You thrive when things aren’t fully defined yet.

Can demonstrate high levels of personal organisation: tracking your pipeline, managing your time, prioritising your leads and follow-up tasks.

Have integrity and strong consumer duty awareness: regulatory compliance, knowing your customer, reducing risk, safeguarding data and ensuring we put consumer duty first are foundational to this role and our culture.

Bonus / Nice-to-haves:

Prior experience in a regulated environment (banking)

Experience with Salesforce

Familiarity with SMBs in specific verticals (e.g. food & drink, professional services, construction)

🙌 What’s in it for you

💰 £67,000 Total OTE (base salary + commission)

📍 4 days a week in our London office but with occasional flexibility to work remotely (in the UK)

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

➕ Plus lots more! Read our full list of benefits.

🌈 The application journey has the following key steps

Phone call with recruiter (30 mins)

  • Sales experience video interview with Sales Lead (45 mins)
  • In-person assessment: Practical task assessment + Team and Culture fit interview (90 mins)
  • This process should take around 4-6 weeks - your schedule is really important to us, so we promise to be as flexible as possible!
  • We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo 🤖 You can read them here.
  • Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

03

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The roleWhat it asksA certificationYears askedSkills the listing names

  • After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK.
  • As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to…
  • Sales
  • Account management
  • Prospecting
  • Business development
  • Sales cycle management
  • Consultative selling
  • Customer relationship management
  • Lead generation
  • Forecasting
  • Data hygiene
  • Communication
  • Strategic thinking

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